GCA of Hawaii’s Multiple Employer Welfare Arrangement (MEWA) Plan
GCA of Hawaii has established a Multiple Employer Welfare Arrangement (MEWA) plan which arranges for the provision of health care coverage through the Hawaii Medical Service Association (HMSA) to certain members of GCA of Hawaii who meet the Eligibility Requirements to participate in the MEWA Group Plan.
NOTE: Current GCA MEWA participants that continue to meet the Eligibility Requirements shown below are NOT REQUIRED to re-apply to the GCA MEWA Plan.
Eligibility Requirements
In order to participate in the GCA MEWA Group Plan, GCA member-employers must satisfy the following qualification requirements:
- General Requirements – Employers must certify to having a current federal employer identification number, Hawaii GE tax license and Department of Labor Number, unemployment and temporary disability insurance for each of its employees, worker’s compensation insurance for each employee, deducting FICA taxes from employees, and being in compliance with Hawaii’s Prepaid Health Care Act and the Public Health Service Act Section 2708 as to enrollment of and waiting periods applicable to eligible employees and eligible dependents.
- Active Employees – Only active employees working at least twenty (20) hours a week for four (4) consecutive weeks will be eligible to participate in the MEWA.
- Employer Requirements – For employers who are sole proprietorships, partnerships, limited liability companies and corporations with only one shareholder, the owner-employees of the business are eligible to participate in the MEWA Group Plan only if the employer has additional non-owner employees who will also participate in the Group Plan. For corporations with more than one shareholder, shareholder-employees are eligible to participate if either (1) there is more than one shareholder-employee participating in the Group Plan or (2) there are non-owner employees who will participate in the Group Plan.
- NEXUS Requirement – Non-contractor member companies are allowed to join the GCA MEWA plan if they have sufficient nexus with the construction industry. If your company provides general business services/products outside of the construction industry, your company may not qualify for membership in the GCA MEWA HMSA plan.
If your company meets the above requirements, you will need to certify your compliance in the Participation Agreement, and your company will be considered eligible to be enrolled in the GCA MEWA Group Plan, effective date of July 1, 2023.